Head Group Consumer Finance

To drive and implement strategies to ensure delivery of the deduction at source budget in conformance with the Group strategy and budget. Head of Group Consumer Finance is also responsible for driving diversification through growth of the non-government book and replication of the best practices of the deduction of source model across all subsidiaries ensuring changing customer and business needs and requirements are recognized and adapted on a timely basis across countries. The role also supports the Group Head of Deduction at Source and Consumer Finance to drive financial performance and growth across countries of responsibility and for deduction at source.

1.Develop, review, and drive growth of the non-government diversification strategy across all deduction at source subsidiaries, ensuring the strategic objectives are well understood and executed by all subsidiaries to deliver the desired results and reduce concentration risk of the government book 
2.Drive replication and scaling of new solutions and key successes of the deduction at source model across subsidiaries and facilitate cross pollination to ensure sustainable competitive advantage in customer experience, innovation, risk management, people development and stakeholder engagement.
3.Implement defend and grow initiatives across the deduction at source subsidiaries, ensure that they are being executed effectively in order to increase loan take up, grow customer base and reach out to the larger populace.
4.Drive revenue growth through formulation and implementation of deduction as source campaigns using intelligent and descriptive customer insights. 
5.Provide direction and guidance on the roll-out of all deduction at source projects including new products through developing strong partnerships with the in-country and group stakeholders ensuring successful delivery of all deduction at source projects across the subsidiaries. 
6.Support and influence all country strategic initiatives as well as execution of business solutions & frameworks to drive BAU optimisations for the countries that fall under the responsibility of the Group Head of Deduction at Source and Consumer Finance and ensure ensure all initiatives within the business programme provide positive outcomes with focus on ROI and a cost-conscious approach.
7.Drive and influence the alignment of the deduction at source country strategies to that of the Deduction at Source and Consumer Finance function to ensure a single face to the market with a compelling value proposition. 
8.Support implementation of stakeholder engagement in support of the Group Head of Deduction at Source and Consumer Finance across the deduction at source countries to build and nurture relationships and serve as a resource and point of contact in the office of the GHDASCF. 
9.Ensure compliance with employer and central registry affordability rules, statutory, regulatory and supervisory requirements across the deduction at source subsidiaries. 
10.Respond to competition moves through adapting existing products benefits and features to minimize settlements as well as identifying adjacent customer segments and service needs that provide for enhanced revenues for both non funded and fee driven. 
11.Identify innovation opportunities that leverage the business agenda for deduction at source constantly seeking to improve and enhance the deduction at source model. 
12.Work with the Heads of Consumer Finance in all subsidiaries providing support and direction to ensure sustainable growth of the deduction at source business. 

Qualifications: University degree in Marketing, Communication, Business Administration or equivalent.

Experience: A minimum of 4 years successful experience in a senior role in the financial services industry.